.png)
Plain English Finance
The Plain English Finance podcast is hosted by Tré Bynoe CFP® CIM®, a financial planner with TCU Wealth Management and Aviso Wealth.
While Tré specializes in working with families with more complicated finances, typically involving corporations and trusts, this podcast is for anyone wanting to learn how to make high-quality decisions based on evidence, to give themselves the highest likelihood of financial success.
You should always consult with your financial, legal, and tax advisors before making changes.
This podcast is provided as a general source of information and should not be considered personal investment advice or solicitation to buy or sell any securities.
The views expressed are those of the individual and are not necessarily those of Aviso Financial Inc.
Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.
Plain English Finance
Ep. 5 | Why ‘Low-Risk’ Investments Can Be Your Biggest Risk
Most people misunderstand risk — and it's costing them.
In this episode, Tre breaks down how the financial industry defines risk (hint: it’s mostly about volatility) and why that approach often leads investors astray. He explains the many types of risk that matter more than short-term market swings, and how to manage them with evidence, not emotion. If you've ever said "I'm a low-risk investor," this one's for you.
You’ll learn:
- Why the standard definition of investment risk is flawed
- What standard deviation actually tells you (and what it doesn't)
- How “low-risk” funds can lead to high-risk outcomes
- The real risks most investors should be worried about—like liquidity, inflation, and longevity
- How proper planning reduces investment risk more than picking the “right” fund
Follow, review, and share the podcast if you want smarter, more confident money decisions.
