Plain English Finance
The Plain English Finance podcast is hosted by Tré Bynoe CFP® CIM®, a financial planner with TCU Wealth Management and Aviso Wealth.
While Tré specializes in working with families with more complicated finances, typically involving corporations and trusts, this podcast is for anyone wanting to learn how to make high-quality decisions based on evidence, to give themselves the highest likelihood of financial success.
You should always consult with your financial, legal, and tax advisors before making changes.
This podcast is provided as a general source of information and should not be considered personal investment advice or solicitation to buy or sell any securities.
The views expressed are those of the individual and are not necessarily those of Aviso Financial Inc.
Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.
Plain English Finance
Ep. 10 | The Middle-Class Trap — How Households Earning $100K–$200K Fall Behind
Earning six figures used to mean financial security. Now? That mindset could be a trap.
In this episode, Tré tackles the hidden risks for Canadian households earning between $100,000 and $200,000. This range feels comfortable, but it’s where lifestyle inflation, car loans, and poor planning quietly eat away at your financial future. Tré offers a practical, no-fluff guide to budgeting, systematizing cash flow, and staying on track.
You’ll learn:
- Why $150K/year isn’t the safety net people think it is
- How car loans and credit creep derail your progress
- What “systematizing” your finances really looks like
- Why middle-income households must still track the small expenses
- The risk of looking rich instead of being rich
- When it’s time to cut back or increase your income
If you're in this income range and want to stay in control, subscribe, review, and share this episode.
